The Calculations below will show UNEARNED (return premium) factors. The default will display short rate factor for a one year policy which is 90% of pro rata factor.  Please keep in mind that Commonwealth Insurance Partners, LLC has provided calculator as a service to its clients, with no warranties or promise of proper function.

Date of Cancellation: // MONTH/DAY/YEAR    (example: 2/23/2005)
Term in Months:  
Effective Date: // MONTH/DAY/YEAR   (example: 6/13/2006)
Expiration Date: // MONTH/DAY/YEAR    (example: 6/13/2007)
Days in Effect
Remaining Days
Factor Method:
Earned Factor:

Do Not Use Commas (,)
Unearned Factor:
Premium: $ CLICK HERE when the PREMIUM has been
entered  to calculate the Earned/Return Premiums
Earned Premium: $
Return Premium: $