Agents Information
Submission Checklist

✔ Fully completed Application/Acord Form

✔  Supplemental Application(s)

✔ Need by Date / Target Price

✔  Company Loss Runs

✔ Claim Description / Loss Summary

✔ Financial Information

✔ Colored Photos of Front and Rear of Property

✔ Driver MVR's

✔ Your contact information with agency name, address, phone, fax and email

Quoting Procedures

Upon receipt of a completed application from an agent, the information will be reviewed to determine if CIP can offer a quote. We reserve the right to decline quoting to any agent or decline any single risk. Under no circumstances are we obligated to offer a quote.

CIP can offer a quote based only on a completed application. Once a quote is offered it may not be bound unless accepted formally in writing by an CIP underwriter.

We are not bound to bind a quote if the underwriter has reason to believe the risk has changed since the written quote was offered. Additionally, CIP is not required to bind the written quote if the conditions provided have not been met. Quotes are usually valid for 30 days unless otherwise specified on the quote sheet.

Binding & Assignment

It is the agent’s responsibility to represent their client and review all detailed information offered in the quote. In most cases, CIP may not be able to offer certain coverages requested in the original application. CIP never extends binding authority to its agents, nor should limits be added or decreased without prior authorization from CIP. We may or may not have the authority to do so without first obtaining permission from the insurance carrier. Policies cannot be assigned to another agent without an official Broker of Record authorization.

Forms Signed & Returned

Policies may be delivered with certain forms that must be signed by the Insured and returned to CIP. These forms are provided in the policy as well, and become part of the policy. It is important that the agent have the Insured sign and return these forms promptly to avoid the circumstances of a policy cancellation notice being sent.

Claims

Claims are to be reported to CIP using proper Acord Claim forms. Please Note: Some carriers require direct reporting from insured. Contact our office for details.

Upon receipt of the claim report, CIP will promptly forward the information to the party handling the claim for the carrier. The carrier will then contact the insured for any additional information needed.

Please submit ACORD claim forms via fax. Lawsuits or claims with large amounts of documentation should be sent by overnight carrier.

Please contact CIP if you require additional information regarding claims.